A government-commissioned report earlier this year found that Ontario has the most expensive auto insurance premiums in Canada despite also having one of the lowest levels of accidents and fatalities.

A government-commissioned report earlier this year found that Ontario has the most expensive auto insurance premiums in Canada despite also having one of the lowest levels of accidents and fatalities.

TORONTO — Ontario is cracking down on what it calls rampant auto insurance fraud, saying it will lead to rate cuts for the province’s 10 million drivers.

Auto insurance rates are a thorny issue for the Liberal government, which is still trying to deliver on a promise it made to cut rates by 15 per cent on average from 2013 levels.

The government said Tuesday that it will develop standard treatment plans for common collision injuries such as sprains and whiplash, create independent and neutral examination centres to provide medical assessments for more serious injuries, and ensure that contingency fees set by lawyers are fair and transparent.

The plan would also establish a Serious Fraud Office, staffed in part by officers from the Ontario Provincial Police, to tackle abuse in the system.

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